How to Transfer Your Betterment Accounts Into Your Trust

If you have an eligible Betterment investment account, you may be able to transfer ownership to your trust by updating the account registration. Follow the steps below to begin the process.

1. Contact Betterment Support

• Sign in to your Betterment account and contact Betterment Support through the Help Center or by phone.

• Let them know you would like to transfer your eligible account into your trust.

• Ask what documentation and forms are required for a trust registration.

2. Prepare Your Trust Documents

• Have a copy of your Certification of Trust or Trust Certification available.

• If requested, provide a complete copy of your trust agreement.

• Betterment may request additional documentation to verify the trustees and trust information.

3. Complete the Required Paperwork

• Fill out any account ownership or trust registration forms provided by Betterment.

• Review all information carefully before submitting.

• If your trust has multiple trustees, all required trustees may need to sign.

4. Submit Your Documents

• Upload or return the completed forms and supporting documents according to Betterment's instructions.

• Keep copies of everything you submit for your records.

5. Confirm the Transfer

• Verify that your eligible account has been successfully retitled into the name of your trust.

• Review your updated account information or request written confirmation once the transfer is complete.

Additional Information

• Betterment generally allows taxable investment accounts to be owned by a revocable living trust, but eligibility may vary by account type.

• Retirement accounts (such as Traditional IRAs and Roth IRAs) are generally not transferred into a trust. Instead, review and update your beneficiary designations if appropriate.

• If you are unsure whether an account should be transferred into your trust, consult your estate planning attorney before completing the transfer.

• If you have multiple Betterment accounts, ask Betterment Support whether each account requires a separate request or can be transferred together.